WorksheetLow code sensitivityLast reviewed April 29, 2026
Electrical reference chart
kWh Cost Chart
Use this chart for the energy-charge portion of a bill or project estimate before adding demand, delivery, riders, tax, or time-of-use effects.
Quick reference table
kWh cost is the energy portion of an electric bill: kWh x rate. A 500 kWh load at $0.15/kWh costs $75 in energy charges. That is useful for appliance comparisons, lighting retrofits, and runtime estimates, but a real bill can also include demand charges, delivery charges, fixed customer charges, riders, taxes, and time-of-use pricing.
Energy-only monthly cost examples
| Monthly use | $0.10/kWh | $0.15/kWh | $0.20/kWh | $0.30/kWh |
|---|---|---|---|---|
| 50 kWh | $5 | $7.50 | $10 | $15 |
| 250 kWh | $25 | $37.50 | $50 | $75 |
| 500 kWh | $50 | $75 | $100 | $150 |
| 1,000 kWh | $100 | $150 | $200 | $300 |
| 2,500 kWh | $250 | $375 | $500 | $750 |
Which rate should be used for the estimate
| Use case | Rate basis | Bill items to keep separate |
|---|---|---|
| Appliance runtime comparison | Marginal energy rate if available | Fixed customer charge |
| Whole-bill rough check | Average all-in rate from bill | Demand and time-of-use detail |
| Efficiency project | Avoided marginal kWh rate | Demand savings and incentives |
| Commercial process load | TOU or tariff block rate | Demand, ratchet, and riders |
Formula basis
Energy cost = kWh x energy rate per kWh.
- kWh is energy use over the selected period.
- Energy rate is the dollar charge per kWh for that period or tariff block.
Worked examples
Assumptions. Balanced load and line-to-line voltage assumptions behind this chart.
- The chart shows energy charges only and does not model full utility bills.
- Rates can vary by time of use, tariff block, season, utility rider, and customer class.
- Demand charges and fixed charges can dominate commercial bills even when kWh cost looks small.
Code and standard notes. Planning limits that should be checked before final equipment selection.
- For energy economics, verify the current utility tariff, billing period, meter class, project load profile, and any applicable program rules.
- This chart is not tax, rebate, tariff, or investment advice.
How to use this chart
Worksheet checklist. Record source basis, review gaps, and assumptions before using the chart result.
- Record the kWh basisNote whether kWh comes from a bill, meter reading, equipment estimate, appliance label, trend log, or calculated operating schedule.
- Document the rate sourceWrite whether the rate is an average bill rate, marginal energy rate, time-of-use rate, tariff block, or project planning assumption.
- List excluded bill itemsName the bill components excluded from the simple chart so the estimate is not mistaken for a full utility bill forecast.
Common mistakes to avoid. Review these before turning chart current into an equipment decision.
- Comparing project savings with an energy-only rate when demand charges or time-of-use periods drive the real bill impact.
- Using a single average rate for a new load without checking whether the marginal tariff rate is different.
- Treating a simple kWh chart as a financial guarantee instead of a transparent energy-charge calculation.
Frequently asked questions
These answers explain how to use the chart without turning a quick reference into a final design decision.
Why does my bill not match kWh times rate?
Many bills include fixed charges, delivery charges, taxes, riders, demand charges, minimum bills, or time-of-use pricing that are not shown in an energy-only chart.
Should I use average rate or marginal rate?
Use average rate for a rough whole-bill explanation. Use marginal or time-specific rate when estimating the cost of a new load or the savings from reducing a load.
Can this chart estimate commercial savings?
Only the energy portion. Commercial savings may also depend on demand intervals, ratchets, power factor penalties, operational schedule, and tariff details.
Related calculators
Related charts
- Watts to Amps ChartUse the watts to amps chart as a quick screen, then open the power calculator when voltage, phase, PF, or load basis changes current.
- Amps to Watts ChartUse the amps to watts chart as a quick screen, then open the power calculator when voltage, phase, or PF must stay with the result.